Spotlight on Affordable Insurance Services

Claims, premiums, deductibles, copayments, coinsurance, collision, declarations, comprehensive. Ensuring you understand these terms when you insure can be difficult. Couple that with the hundreds of companies offering policies and the confusion is heightened even more. You want the best coverage with a solid company that meets your needs. And you want all of that at an affordable rate.

Look no further than the experienced, knowledgeable and friendly staff at Affordable Insurance Services in Overland Park, Kansas. For decades, Jack Ericson and his team have helped Kansas Citians find the right insurance to meet their needs for home, auto, life and more in the consumer and commercial markets.

Guidance through the Market

“At Affordable Insurance Services, you’ll find knowledgeable and helpful agents happy to guide you through your insurance options. We’ll find a plan that not only fits you and your coverage needs, but is also at the best price,” noted PJ Abney, office manager. “You want things to be simple, and we strive to meet that desire using our extensive knowledge and tools to get our customers the type of coverage they need at the lowest price.”

Affordable Insurance Services represents a long list of preferred market companies that you’ll recognize. Travelers Insurance, Auto Owners, Progressive, Safeco Insurance Company, State Auto Insurance and The Hartford are just a few of the many reputable companies Affordable Insurance Services can suggest to you.

“Our name says it all; we are affordable. And we’ll work with you to find the best policy,” remarked PJ. “We’ll advise you about what’s going to be in your best interest. We don’t offer state minimums of coverage because we know that those numbers won’t be enough to protect you. Our agency has a team of six agents and a dedicated commercial customer service staff member to work with you.”

Determining the Best Fit

Rather than offering polices from only one company, Affordable Insurance Services can research a huge network of providers to find the best coverage at the best rate. The process begins with an agent reviewing and understanding your needs. “First, we determine what kind of insurance they need and if they currently have coverage,” PJ commented. “Circumstances may force people to be without coverage, which puts them in a higher risk category, but we try to help them get coverage. For every customer, we shop the market to get the best policy we can at the best possible premium.”

Affordable Insurance Services can also work with customers who have a less than stellar claims or driving record. Perhaps they’re establishing a new commercial venture and obtaining coverage is difficult. “We can’t help someone who has a bad driving record as much as one who has a good one,” stated PJ. “But we’ll work with numerous companies to see what is out there. For properties and commercial ventures, we can go through broker companies and they shop their markets. We’ll review the customer’s background with them, and they’ll search for a policy. There are several ways we’re able to secure coverage for these high risk individuals.”

The team at Affordable Insurance Services takes all of the work off your shoulders when it comes to policies. Because this team truly cares about customer satisfaction, they’re happy to help clients research options so they can make the best decision concerning their personal policies–homeowners, renters, auto and personal recreational vehicles. For commercial clients, agents try to put general liability, workers compensation and commercial auto with the same company to get the most discounts. They can even get financing on the larger premium accounts.

Annual Review for Accuracy

Once you have your insurance policies in place, PJ recommends reviewing them at least once a year with your Affordable Insurance Services agent. “If you have significant changes over the year, it’s imperative that you review your insurance coverage policies, especially when they come up for renewal. Ensuring that you have proper amounts of coverage is important,” she shared. “Perhaps traffic tickets or accidents have fallen off your record. This allows us to look for a less expensive policy. If we can move you to a better market, then we’ll try to do that no matter if you’re a commercial or personal market client. We’re happy to requote or revisit your situation to improve it for you.”

Affordable Insurance Services has been providing assistance to customers in the KC-metro area, especially Overland Park and Shawnee Mission, since 1989. They’re knowledgeable about insurance requirements for Kansas and Missouri residents. Affordable Insurance Services can be a lifeline for those when they can’t find other companies to represent them.

When the process of finding the best coverage at the best rates gets too confusing for you, call on Affordable Insurance Services. They can provide a wide variety of insurance lines to meet your individual needs, whether you are looking for personal, financial or commercial insurance protection. Ensure you’re insuring with Affordable Insurance Services. HLM

Call 913-722-2111 or visit affordableinsuranceks-mo.com/home/3500531.